Buy-to-let has become more complicated in recent years, thanks to changes in taxation by HM Treasury and with increasing regulation from the Prudential Regulation Authority.
Market commentators have said landlords today face greater tax burdens and many brokers are finding that high-street lenders have been tightening up their buy-to-let lending criteria due to regulatory changes.
Add to this uncertainty over the direction of interest rates - with Bank of England governor Mark Carney hinting at the possibility of a rate rise soon - and it is understandable advisers are being sought out by a rising number of concerned landlords for mortgage advice.
FTAdviser, in association with Aldermore, held a live panel debate earlier this month (on Thursday 12 October) to discuss these and other issues.
Our expert panel comprised Charles McDowell, Aldermore; Martin Stewart, London Money; and David Hollingworth, London & Country Mortgages.
You can read the on-demand recorded version of the live blog debate HERE.